·7 min read
Currency Is What You Spend. Money Is What You Keep.
We use 'money' and 'currency' as synonyms. They aren't. Here's the old distinction — six properties, two jobs — and why it quietly changes how you read every news cycle.
Blog
Research, strategy, and analysis for precious metals stackers.
·8 min read
Stop Buying at Spot: A Stacker's Playbook for Cutting Premium, Tax, and Shipping Drag
Spot is not your cost basis. Here's how stackers quietly leak 10–15% on every purchase — and the buying discipline that gets you ~12% more metal a year for the same money.
·9 min read
Debasement vs. Devaluation: How Two Liras Lost Their Value Two Different Ways
The Ottoman kuruş lost 83% of its silver in 44 years. The Lebanese lira lost 98% of its value in 4. Same outcome, two completely different mechanisms — and a lesson for anyone who holds money.
·8 min read
What Is the Gold-Silver Ratio (GSR)? A Stacker's Guide
The Gold-Silver Ratio explained in plain English. What it is, how to read it, and how stackers use it to decide when to buy gold vs silver.
·9 min read
You Have Gold. Now You Need Cash. Here's How It Actually Works.
Nobody talks about the selling side of gold. Here's the complete guide to turning physical gold into cash — from local dealers to peer-to-peer, with real numbers on what it costs.
·5 min read
The Tunnel You're Already Running Through
You spend decades earning. Then you need those decades to sustain you — while inflation quietly erodes what you saved. Here's the case for putting something physical aside before the tunnel ends.
·6 min read
Saving My Dear Friend
An allegory about savings, speculation, and the quiet presence of gold — set in the summer before the 2008 financial crisis.
·6 min read
You're Not an Investor. You're a Buyer.
Gold corrected 27% off its January high. If that made you sick, you're using the wrong framework. Here's the mindset shift that turns corrections into advantages.
·6 min read
Everyone Wants to Buy Gold at $1,800. Nobody Wanted to Buy Gold at $1,800.
Every stacker wishes they'd bought at the last low. But at that low, sentiment was terrible and nobody was buying. Here's what hindsight bias actually costs you.
·6 min read
Stop Trying to Spend Your Gold. Why 'Gold as Money' Keeps Failing.
Every few years, a new project promises to turn gold into everyday money. Here's why that keeps failing — and why it actually doesn't matter for your stack.
·7 min read
Buy the Hype. Sell the Fear. How FOMO & Premiums Destroy Your Gold Stack.
10 years of data show how emotional buying at peak premiums and panic-selling into dealer buyback spreads can cost you hundreds of grams.
·5 min read
Gold Silver Ratio Crashed from 100 to 57 in 9 Months — What Happened
The gold silver ratio collapsed from 100 to 57 between April 2025 and January 2026. We break down the data, the swap returns, and what 65:1 means for stackers today.
·8 min read
Fixed Dollar vs. Fixed Gram: A 10-Year Gold DCA Backtest
What happens when you invest $100/month into gold versus buying 1 gram/month? We ran 121 months of real LBMA spot data to find out.